Trying to save money & stay on budget in 2012?

Every year, at the first of the year, my husband and I go over our budget, making sure it is accurate, taking away from, adding to, things like that.  For example, our oldest is in 1st grade this year and it just dawned on me that we need to put school supplies in the budget.  And so far, 2 years running, we’ve needed to buy extra supplies for when she runs out of something throughout the year and when she has other projects that require additional supplies.  A new category (budget line) has emerged! More

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The ‘I Wants’

Do you ever get the ‘I wants’?  I want a new dress … just a little black one … ya know to wear, well, anywhere really.  You can wear a little black dress anywhere.  I can also get a More

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